Our professional courteous staff of Loss Mitigation Specialists is here to serve you by completing time consuming negotiations and paperwork processing so you can work more efficiently and effectively. We can help you by doing what we do best for YOU.

When you submit your case to us, you are assigned ONE Loss Mitigation Specialist who will handle your transaction. There is no waiting on hold, no playing phone tag, no "please hold so I can patch you through to someone...". Time is of the essence when it comes to foreclosures, and your time is valuable to us. You will speak with the same Specialist from start to finish to ensure the most efficient and timely service possible. So call today - we can't wait to hear from you.

We understand that sometimes unfortunate circumstances happen to good people.  The good news is that there is a light at the end of the tunnel.  We are here for your benefit and to represent you on your behalf and interests in your home.  You've worked hard to provide a home for your family so it is our responsibility to assist you in exercising all of your options to avoid foreclosure.

The emphasis of our company is on assisting homeowners who, like many of us, come into a hardship and are facing the foreclosure process. But we go a step further.  You become a long term customer.  It is the focus of KHS to develop long term relationships with our customers.  Yes, we provide and guide you in the short term struggles but it does not stop there.  It is our responsibility to grow that relationship and ensure that you build and progress from that misfortune.  We want to see all of our customers get back on their feet and prosper.  Upon providing a solution to the end, we continue our relationship with our customers to see them take back the reigns on their lives.

FRS provides multiple solutions for the immediate crisis and the threat of losing your home, we also provide education and guidance in attaining financial independence and managing your money instead of your money managing you.  Our main goal is to act in the best interest of our customers.  We are working for you not against you and we are not successful unless our customers are provided with the best service possible.  KHS follows and practices the National Industry Foreclosure Counseling Standards.